Equity Release

'The family home may well have been the best investment that you have made, but it is hard to look upon the home as an investment'

- the home represents both security and a haven.

Unfortunately many older people’s assets and pensions have not performed as they expected and the worry free income that they aspired to throughout their working life has not come to fruition.

In your retirement years you may wish to unlock some of the value of your home, the reasons why people wish to release equity are numerous some examples are:

  • Inadequate Pension Income
  • Fund Essential Repairs to Property
  • Home improvements
  • Debt Consolidation
  • To meet care needs
  • Gifts Children/Grandchildren
  • Inheritance Tax Planning

How Much can I Borrow?

There are many variables when calculating how much you may be able to borrow against the value of your property. Gow's will advise you on the basis of your individual circumstances and needs.

Because we are independent advisers we will recommend only what is right for you and equity release is not the right option for everyone. If we consider this to be the case then we will tell you in a straightforward way and look at other options that may be available to you.


To understand the risks of equity release by using lifetime mortgages/home reversion schemes, ask for a personalised illustration

Gow’s independent Financial Advisers are an appointed representative of Financial Ltd, which is authorised and regulated by the Financial Services Authority” Firm reference 476146. Decisions should not be taken based solely on the content of the website and individual advice should be sought first. Regulations, levels and bases of taxation are subject to change and individual circumstances. The information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. No responsibility is accepted for the accuracy or content of external websites.